ZERO Mortgage Payment Sweepstakes

Sweepstakes Terms and Conditions

Capital Center, L.L.C. d/b/a CapCenter is both a licensed mortgage lender in Virginia, North Carolina, South Carolina, Maryland, Georgia, and the District of Columbia, NMLS ID#67717 (www.nmlsconsumeraccess.org) and a licensed real estate broker in Virginia, North Carolina, South Carolina, Maryland, Georgia, and the District of Columbia. Our primary office is located in Glen Allen, Virginia.

By submitting this form, I consent to be contacted by CapCenter for marketing purposes at the telephone number and/or email provided. I understand that I can withdraw consent at any time by calling (800) 968-5844. CapCenter's privacy policy applies to all information provided in connection with this promotion. Our privacy policy is available here.

The CapCenter-UVA ZERO Mortgage Payment Sweepstakes:

1. NO PURCHASE NECESSARY FOR ENTRY. All eligible entries will have an equal chance at winning.
   
   
2. Capital Center, L.L.C. (“CapCenter”) is the sponsor of this Sweepstakes.
   
   
3. The Sweepstakes begins at 12:00:00 AM Eastern Time (“ET”) on February 1, 2024 and ends at 11:59:59 PM ET on April 14, 2024 (the “Sweepstakes Period”).
4. The Grand Prize is a payment to the winner in the Grand Prize Amount paid as a lump sum via check, ACH, or other cash equivalent in CapCenter’s discretion. The Grand Prize Amount is equal to the winner’s One Month Mortgage or One Month Rent payment. Actual retail value varies by winner. "One Month Mortgage" is defined as the amount required to be paid monthly to satisfy the winner's monthly mortgage obligation (monthly principal and interest, plus 1/12 annual property taxes and homeowner's insurance, if escrowed), as reflected on the most recent mortgage statement. “One Month Rent” is defined as the amount required to paid monthly to winner’s landlord to satisfy the winner’s rental obligation, as reflected in the winner’s written lease agreement. There will be one Grand Prize awarded. The odds of receiving the Grand Prize depend on the number of entries. Entries for the Grand Prize will be combined with entries from the CapCenter-University of Richmond ZERO Mortgage Payment Sweepstakes, which has the same eligibility terms and Sweepstakes Period.
5. The Secondary Prize is a UVA Swag Bag (valued at $50.00 each). There will be ten (10) Secondary Prizes awarded. The odds of receiving the prize depend on the number of entries.
6. WINNER SELECTION. Selection of the Grand Prize and Secondary Prize winners will be made at random from the pool of eligible entries at 4461 Cox Road, Glen Allen, Virginia 23060 at the end of the Sweepstakes Period. The winners will be contacted by email on 4/15/2024, and all entrants will be notified by email no later than 4/19/24. The prizes will be delivered within ten (10) days of notification as long as all information and documentation necessary to deliver the prize is provided to CapCenter within five (5) days of notification (see ELIGIBLITY below). Entries are not transferable and cannot be combined with other promotional offers. By submitting an entry, the winner agrees to release, indemnify and hold harmless CapCenter and each of its employees, representatives, contractors, and advertisers for any and all liability, loss, damages, costs or claims regarding the award of, receipt of, or use of their prize. The Grand Prize winner is wholly responsible for ensuring timely payment of their mortgage or rent and for fulfilling the terms of their Promissory Note, Deed of Trust/Mortgage, and/or lease agreement. The winner will assume any applicable tax liability for their prize. A potential winner may be requested to provide the sponsor with proof that the potential winner is the authorized account holder of the e-mail address associated with the winning entry. If a dispute cannot be resolved, the entry will be deemed ineligible.
   
   
7. This Sweepstakes is open only to Virginia residents who are over the age of 18. CapCenter employees and immediate or household family members are not eligible. Legal entities may not enter. Only one entry per person and one winner per household. All entries must be submitted during the Sweepstakes Period. The eligible winners will have no obligation to perform before receiving the Prize coupon, and there will be no obligation to redeem the Prize coupon. In order to redeem the Grand Prize, the Grand Prize winner must provide the following to effectuate timely prize delivery: (1) Most recent monthly mortgage statement provided by winner's mortgage servicer or a copy of the winner’s lease agreement currently in effect; (2) Payment instructions for winner; and (3) Completed W-9 for winner, if prize amount is $600 or higher. In order to redeem the Secondary Prize, the winner must provide their name and delivery address. CapCenter is not responsible for lost or stolen prizes.
   
   
8. Personal information collected from entrants is subject to the Privacy Policy found at www.capcenter.com/content/more/privacy_policy. By entering the Sweepstakes, you expressly agree to the terms of the Privacy Policy. If you are selected, your first name and last initial may also be included in a publicly available winner’s list.

Restrictions apply to our Zero Closing Cost and Zero Listing Fee offers. See CapCenter.com for details.